Underwriting Live Data feeds show a total picture of a borrower at-the-moment to validate and evaluate risks from digital, financial, and regulatory sources.
Determine an individual’s ability to repay with an FCRA compliant credit risk score based on payment instrument attributes. This non-credentialed service analyzes thousands of attributes to enhance the financial profile of the consumer.
Identify good and bad borrowers with a predictive score based on credit and payment risk attributes from the consumer’s bank account.
PayBoost Score quickly and conveniently analyzes the payment instrument to deliver an actionable risk score. This tool is valuable for creating visibility into consumer’s with little or no credit information available.
An actionable risk score factored on attributes such as behavior, account status, transaction data and history
Real-time data provides insight into consumers that you might have declined
Data is cleansed, normalized, and categorized in an easy to access and read format.
Bank Boost leverages multiple best in suite bank aggregation technologies, advanced analytics, and creates an unrivaled user experience. The financial view into a consumer’s bank account reveals a truly independent credit risk analysis to the credit bureau scores.
Cleansed, normalized & categorized data that is more accurate than competitor’s and easier to comprehend
Highest coverage: 30,000 banks in network with multiple connections
Provides the optimal date for processing payment