Our application solutions ensure that you know a person is who they say they are and that their payment instruments are valid and in good standing, improving the overall customer experience.
Manage your consumer’s bank account authentication and overall credit risk in real time.
Improve your credit risk assessment process with live data, to more effectively determine a consumer’s financial risk level.
Quickly verify phone ownership, type and even carrier information.
Identify unusual patterns & behaviors of payment accounts and transactions from banks, processors, digital identities and MSB’s.
Verifies and scores association of customer identifiers most commonly submitted as part of the application process.
Validate account status and detect fraud to provide real-time analysis of payment instrument.
BAV is a comprehensive service suite that delivers actionable insights on the bank accounts used by your consumers. This suite, made up of non-credentialed services, can be combined and configured according to the financial service provider’s needs, based on ownership, balance, status and funds.
A real-time, predictive score that evaluates and links hundreds of data points
Verifies whether a consumer owns the bank account information presented
Identifies risk characteristics based on negative characteristics and status of the consumer’s bank account
Pre-Boost is the first and only FCRA based scoring model that leverages live data from payment instrument sources. This innovative suite, combines the best of all of our application related services to provide real-time, non-credentialed bank account status and negative payment transactions.
Validates payment instrument and verifies identity, name, address, phone number, and email address
Ensures compliance, screening against MLA and 300 other sanctions and global watch lists
Detects fraud and negative reputation
Phone Boost is a comprehensive suite of services that provide detailed, actionable intelligence to strengthen authentications, evaluate fraud risks, and enhance the user experience.
A real-time score to determine overall risk and reputation associated with phone number
Verifies ownership and identifies phone type, make, model, and carrier as well as overall status of account, including active and disconnected
Discovers attributes typically associated with fraud, such as, has number ever been deactivated, when and by which carrier. Determines if device is reachable, its roaming status (and in which country), as well as when the account was last modified