Merchant Boost | Bank Boost
Merchant Boost is the live data solution provider equipping financial service companies with solutions that fill the gap between historical, real-time and live data information, to improve marketing, underwriting, and collections. We are transforming fintech with innovative payment instrument data and solutions, increasing credit access to the financially underserved, and reducing processing fees for borrowers and creditors.
Consumer lending, underwriting, payments, processing, financial technology, payment instrument
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Bank Boost

Merchant Boost’s bank aggregation service, Bank Boost, is built to convert more declines and extend credit access.

Bank Boost provides deep insights to income, employment, expenses, and the overall ability to repay by creating a digital profile of a consumer’s financial situation.

Bank Boost provides two easy to use credit risk scores, as well as data to verify identity, income source, income amount, income frequency, loan stacking, expense trends, and ability to repay.

Additionally, Bank Boost provides automated account monitoring that alerts when borrower funds are available and the Payback Predictor algorithm determines the optimal date for processing payment.

Bank Boost, does what no other solution can, it ingests, cleanses, categorizes, and normalizes data into an actionable score.


Cleansed, normalized & categorized data is more accurate than competitors and easier to comprehend


Highest coverage: 30,000 banks in network with multiple connections


FCRA compliant protecting consumer & lender


The user interface improves the overall user experience & reduces friction


Cleansed, normalized & categorized data is more accurate  and easier to comprehend than competitor’s