Merchant Boost | Employment Verification Data Sets
Merchant Boost is the live data solution provider equipping financial service companies with solutions that fill the gap between historical, real-time and live data information, to improve marketing, underwriting, and collections. We are transforming fintech with innovative payment instrument data and solutions, increasing credit access to the financially underserved, and reducing processing fees for borrowers and creditors.
Consumer lending, underwriting, payments, processing, financial technology, payment instrument
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Employment Verification Data Sets

Employment Verification Data Sets

A comprehensive suite of instant employment verification data sets designed
to meet the needs of the personal lending industry

This live solution can verify identity, employment, income and payroll dates. With over 420 million employment and income records, this is the largest source of its kind. Thousands of employers and payroll processors are added regularly.

Want to screen more people in at the very start of the process? Use the Employment Indicator to determine if they are actively employed.

Employment verification data sets enhances the entire loan lifecycle, shortening the loan process, reducing fraud during application, better assessing risks in underwriting, and improving repayment.

Want to time the scheduled repayment dates better?

Use the Enhanced Employment Indicator to access record dates and pay cycle information.

These specially designed Employment Verification Data Sets are sure to help you make better decisions, and eliminate costly and cumbersome processes. 

Key Benefits:

  • Mitigates fraud and improves loan quality
  • Originate after hours with data available 24/7
  • Searchable by SSN to confirm name match
  • Helps maintain ability to pay compliance
  • Align repayment dates to payroll dates
  • Reduces risk and enables credit line increases
  • Enhances existing models with a more complete
    consumer profile
  • Eliminates reliance on applicant-provided pay stubs

Less Risk, More Benefits

Employment Verification Data Sets improve your scoring models, increasing confidence that your consumer is employed and has the ability to repay.