Rather than relying on historical databases alone, lenders are using our technology and live data solutions to view a real-time snapshot of the consumer, reducing fraud, improving performance and ensuring compliance with regulations. This data is not like traditional information and credit reports that may be days, weeks, or even months old– we provide visibility to the last 60 days.
Our application solutions ensure you know that a person is who they say they are and that their payment instruments are valid and in good standing, improving the overall customer experience.
Our proprietary underwriting solutions help determine the consumer’s ability to repay. We provide you with a detailed snapshot of an applicant’s characteristics, behaviors and financial status, to verify identity, detect fraud, validate payments instruments and meet regulatory compliance requirements.
Our pre-processing solutions help reduce returns, declines and chargebacks while enhancing the consumer experience with the largest network of real-time data.
Our payment solutions combined with our consultative approach ensures your your business needs are met. Leveraging our exclusive relationships, we have created the largest banking network to provide sustainable servicing options.